How it works
Compare the best loan offers in Switzerland now and secure the loan you want—quickly and easily in just three steps
Find the right loan offers
1
Select loan amount and term
2
Compare offers from Swiss banks
3
Get a no-obligation quote
1. Select the loan amount and term
First, determine the amount of the loan you want and the repayment period you have in mind. The term you choose directly affects your monthly payment and the total cost of the loan. By flexibly adjusting the loan amount and term, you can tailor the financing to fit your budget perfectly. This creates a transparent and predictable basis for comparing loans.
2. Compare offers from Swiss banks
Based on the information you provide, you will receive an overview of suitable offers from Swiss banks. You can transparently compare interest rates, loan terms, monthly payments, and terms and conditions. This allows you to immediately identify which offer best suits your financial situation. The structured loan comparison provides a solid and reliable basis for making a decision.
3. Get a no-obligation quote
Once you’ve selected a suitable option, you can request a non-binding quote. Your request will be reviewed, and you’ll receive a specific, personalized loan offer. The offer includes all relevant information regarding the interest rate, term, and repayment terms. The contract is not finalized until you give your approval—until then, the process remains completely non-binding for you.
Real estate financing
Sichern Sie den Kredit mit Ihrer Immobilie ab und profitieren Sie von sehr tiefen Kreditzinsen ab 4.7 %
Small loan
If you would like to make a larger purchase, then a small loan is just right for you.
Car loan
Purchase your dream car with a car loan. The car loan is suitable for a new or used car.
Personal loan
Make a long-awaited wish come true with a personal loan.
Construction loan
Möchten Sie Ihr Haus renovieren oder besteht ein Neubau in Aussicht? Der Baukredit ist genau das richtige wenn Sie Ihre Hypotheke nicht noch weiter belasten möchten.
Online loan
Apply for your loan from the comfort of your own home and save valuable time.
Frequently Asked Questions About Loan Comparisons
What is a personal loan?
What are the requirements for applying for a personal loan?
- Minimum monthly net income of CHF 3,000
- No ongoing debt enforcement proceedings, loss certificates, or bankruptcies
- Valid Swiss passport or residence permit (category B or C)
- For B permits: resident in Switzerland for at least 12 months
- Age between 18 and 68 years
What happens if I fall into arrears with the payment?
What are the requirements for applying for a personal loan?
- Minimum monthly net income of CHF 3,000
- No ongoing debt enforcement proceedings, loss certificates, or bankruptcies
- Valid Swiss passport or residence permit (category B or C)
- For B permits: resident in Switzerland for at least 12 months
- Age between 18 and 68 years
Can I have an existing loan repaid through budgetcreditcheck.ch?
What are the requirements for applying for a personal loan?
- Minimum monthly net income of CHF 3,000
- No ongoing debt enforcement proceedings, loss certificates, or bankruptcies
- Valid Swiss passport or residence permit (category B or C)
- For B permits: resident in Switzerland for at least 12 months
- Age between 18 and 68 years
Are you self-employed and would like a loan?
What are the requirements for applying for a personal loan?
- Minimum monthly net income of CHF 3,000
- No ongoing debt enforcement proceedings, loss certificates, or bankruptcies
- Valid Swiss passport or residence permit (category B or C)
- For B permits: resident in Switzerland for at least 12 months
- Age between 18 and 68 years