{"id":4018,"date":"2026-06-04T16:15:49","date_gmt":"2026-06-04T16:15:49","guid":{"rendered":"https:\/\/staging.theblocktheme.com\/so-funktionierts\/"},"modified":"2026-06-15T11:25:03","modified_gmt":"2026-06-15T11:25:03","slug":"so-funktionierts","status":"publish","type":"page","link":"https:\/\/staging.theblocktheme.com\/en\/so-funktionierts\/","title":{"rendered":"How it works"},"content":{"rendered":"<div class=\"wp-block-cover cover-image first-cover\"><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-100 has-background-dim has-background-gradient has-gradient-2-gradient-background\"><\/span><div class=\"wp-block-cover__inner-container is-layout-constrained wp-block-cover-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-659b4ca8 wp-block-group-is-layout-constrained\">\n<h1 class=\"wp-block-heading has-text-align-center has-light-color has-text-color has-link-color has-large-font-size wp-elements-6de4c855159e05cdc036a0f4e2a9bd24\">How it works<\/h1>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Compare the best loan offers in Switzerland now and secure the loan you want\u2014quickly and easily in just three steps<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-dark-color has-text-color has-link-color wp-elements-7830e9b3372e8937658173e58208a5e7\">Find the right loan offers<\/h3>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-group steps is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group step is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"step-number wp-block-paragraph\">1<\/p>\n\n\n\n<p class=\"step-text wp-block-paragraph\">Select loan amount and term<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group step is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"step-number wp-block-paragraph\">2<\/p>\n\n\n\n<p class=\"step-text wp-block-paragraph\">Compare offers from Swiss banks<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group step is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"step-number wp-block-paragraph\">3<\/p>\n\n\n\n<p class=\"step-text wp-block-paragraph\">Get a no-obligation quote<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons step-cta is-layout-flex wp-block-buttons-is-layout-flex\" style=\"border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-left-radius:0px;border-bottom-right-radius:0px\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/staging.theblocktheme.com\/en\/formular\/\">Request a quote<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading has-secondary-color has-text-color has-link-color wp-elements-3ebaebde91db6c94be010b400d462f4c\">1. Select the loan amount and term<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">First, determine the amount of the loan you want and the repayment period you have in mind. The term you choose directly affects your monthly payment and the total cost of the loan. By flexibly adjusting the loan amount and term, you can tailor the financing to fit your budget perfectly. This creates a transparent and predictable basis for comparing loans.<\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading has-secondary-color has-text-color has-link-color wp-elements-3e210658566f306462b0c0e5cb171d4e\">2. Compare offers from Swiss banks<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Based on the information you provide, you will receive an overview of suitable offers from Swiss banks. You can transparently compare interest rates, loan terms, monthly payments, and terms and conditions. This allows you to immediately identify which offer best suits your financial situation. The structured loan comparison provides a solid and reliable basis for making a decision.<\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading has-secondary-color has-text-color has-link-color wp-elements-ce05552d74e2ac69bdf421d037b78e6e\">3. Get a no-obligation quote<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Once you\u2019ve selected a suitable option, you can request a non-binding quote. Your request will be reviewed, and you\u2019ll receive a specific, personalized loan offer. The offer includes all relevant information regarding the interest rate, term, and repayment terms. The contract is not finalized until you give your approval\u2014until then, the process remains completely non-binding for you.<\/p>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns full-width-element is-layout-flex wp-container-core-columns-is-layout-f3773359 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-cover\" style=\"padding-top:40px;padding-right:40px;padding-bottom:40px;padding-left:40px\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"800\" class=\"wp-block-cover__image-background wp-image-3557\" alt=\"\" src=\"https:\/\/staging.theblocktheme.com\/wp-content\/uploads\/2024\/04\/frames-for-your-heart-2d4lAQAlbDA-unsplash.jpg\" data-object-fit=\"cover\" srcset=\"https:\/\/staging.theblocktheme.com\/wp-content\/uploads\/2024\/04\/frames-for-your-heart-2d4lAQAlbDA-unsplash.jpg 1200w, https:\/\/staging.theblocktheme.com\/wp-content\/uploads\/2024\/04\/frames-for-your-heart-2d4lAQAlbDA-unsplash-300x200.jpg 300w, https:\/\/staging.theblocktheme.com\/wp-content\/uploads\/2024\/04\/frames-for-your-heart-2d4lAQAlbDA-unsplash-1024x683.jpg 1024w, https:\/\/staging.theblocktheme.com\/wp-content\/uploads\/2024\/04\/frames-for-your-heart-2d4lAQAlbDA-unsplash-768x512.jpg 768w, https:\/\/staging.theblocktheme.com\/wp-content\/uploads\/2024\/04\/frames-for-your-heart-2d4lAQAlbDA-unsplash-18x12.jpg 18w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim wp-block-cover__gradient-background has-background-gradient has-gradient-2-gradient-background\"><\/span><div class=\"wp-block-cover__inner-container is-layout-constrained wp-container-core-cover-is-layout-60f8b27f wp-block-cover-is-layout-constrained\">\n<h4 class=\"wp-block-heading has-text-align-center has-light-color has-text-color has-link-color has-medium-font-size wp-elements-e017f96078ac3d77c16af5d8943387d6\">\n          Real estate financing\n        <\/h4>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Sichern Sie den Kredit mit Ihrer Immobilie ab und profitieren Sie von sehr tiefen Kreditzinsen ab 4.7 %<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-cc6f7b55 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline outline-light is-style-outline--1\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/staging.theblocktheme.com\/en\/formular\/\">Request a quote<\/a><\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-cover\" style=\"padding-top:40px;padding-right:40px;padding-bottom:40px;padding-left:40px\"><img loading=\"lazy\" decoding=\"async\" width=\"1920\" height=\"1280\" class=\"wp-block-cover__image-background wp-image-3896\" alt=\"\" src=\"https:\/\/staging.theblocktheme.com\/wp-content\/uploads\/2025\/02\/small-loan.jpg\" data-object-fit=\"cover\" srcset=\"https:\/\/staging.theblocktheme.com\/wp-content\/uploads\/2025\/02\/small-loan.jpg 1920w, https:\/\/staging.theblocktheme.com\/wp-content\/uploads\/2025\/02\/small-loan-300x200.jpg 300w, https:\/\/staging.theblocktheme.com\/wp-content\/uploads\/2025\/02\/small-loan-1024x683.jpg 1024w, https:\/\/staging.theblocktheme.com\/wp-content\/uploads\/2025\/02\/small-loan-768x512.jpg 768w, https:\/\/staging.theblocktheme.com\/wp-content\/uploads\/2025\/02\/small-loan-1536x1024.jpg 1536w, https:\/\/staging.theblocktheme.com\/wp-content\/uploads\/2025\/02\/small-loan-18x12.jpg 18w\" sizes=\"auto, (max-width: 1920px) 100vw, 1920px\" \/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim wp-block-cover__gradient-background has-background-gradient has-gradient-2-gradient-background\"><\/span><div class=\"wp-block-cover__inner-container is-layout-constrained wp-container-core-cover-is-layout-a8838daf wp-block-cover-is-layout-constrained\">\n<h4 class=\"wp-block-heading has-text-align-center has-light-color has-text-color has-link-color has-medium-font-size wp-elements-53c0d7f908fdf5a094bfd8cb18647ba9\">\n          Small loan\n        <\/h4>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">\n          If you would like to make a larger purchase, then a small loan is just right for you.\n        <\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-cc6f7b55 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline outline-light is-style-outline--2\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/staging.theblocktheme.com\/en\/formular\/\">Request a quote<\/a><\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-cover\" style=\"padding-top:40px;padding-right:40px;padding-bottom:40px;padding-left:40px\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"692\" class=\"wp-block-cover__image-background wp-image-3983 size-large\" alt=\"\" src=\"https:\/\/staging.theblocktheme.com\/wp-content\/uploads\/2024\/04\/3-1024x692.jpg\" data-object-fit=\"cover\" srcset=\"https:\/\/staging.theblocktheme.com\/wp-content\/uploads\/2024\/04\/3-1024x692.jpg 1024w, https:\/\/staging.theblocktheme.com\/wp-content\/uploads\/2024\/04\/3-300x203.jpg 300w, https:\/\/staging.theblocktheme.com\/wp-content\/uploads\/2024\/04\/3-768x519.jpg 768w, https:\/\/staging.theblocktheme.com\/wp-content\/uploads\/2024\/04\/3-18x12.jpg 18w, https:\/\/staging.theblocktheme.com\/wp-content\/uploads\/2024\/04\/3.jpg 1066w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim wp-block-cover__gradient-background has-background-gradient has-gradient-2-gradient-background\"><\/span><div class=\"wp-block-cover__inner-container is-layout-constrained wp-container-core-cover-is-layout-a8838daf wp-block-cover-is-layout-constrained\">\n<h4 class=\"wp-block-heading has-text-align-center has-light-color has-text-color has-link-color has-medium-font-size wp-elements-96b257573b73b2ddc02d4e2204e48a53\">\n          Car loan\n        <\/h4>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">\n          Purchase your dream car with a car loan. The car loan is suitable for a new or used car.\n        <\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-cc6f7b55 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline outline-light is-style-outline--3\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/staging.theblocktheme.com\/en\/formular\/\">Request a quote<\/a><\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns full-width-element is-layout-flex wp-container-core-columns-is-layout-f3773359 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-cover\" style=\"padding-top:40px;padding-right:40px;padding-bottom:40px;padding-left:40px\"><img loading=\"lazy\" decoding=\"async\" width=\"1500\" height=\"1002\" class=\"wp-block-cover__image-background wp-image-3565\" alt=\"\" src=\"https:\/\/staging.theblocktheme.com\/wp-content\/uploads\/2024\/04\/tyler-franta-iusJ25iYu1c-unsplash.jpg\" data-object-fit=\"cover\" srcset=\"https:\/\/staging.theblocktheme.com\/wp-content\/uploads\/2024\/04\/tyler-franta-iusJ25iYu1c-unsplash.jpg 1500w, https:\/\/staging.theblocktheme.com\/wp-content\/uploads\/2024\/04\/tyler-franta-iusJ25iYu1c-unsplash-300x200.jpg 300w, https:\/\/staging.theblocktheme.com\/wp-content\/uploads\/2024\/04\/tyler-franta-iusJ25iYu1c-unsplash-1024x684.jpg 1024w, https:\/\/staging.theblocktheme.com\/wp-content\/uploads\/2024\/04\/tyler-franta-iusJ25iYu1c-unsplash-768x513.jpg 768w, https:\/\/staging.theblocktheme.com\/wp-content\/uploads\/2024\/04\/tyler-franta-iusJ25iYu1c-unsplash-18x12.jpg 18w\" sizes=\"auto, (max-width: 1500px) 100vw, 1500px\" \/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim wp-block-cover__gradient-background has-background-gradient has-gradient-2-gradient-background\"><\/span><div class=\"wp-block-cover__inner-container is-layout-constrained wp-container-core-cover-is-layout-a8838daf wp-block-cover-is-layout-constrained\">\n<h4 class=\"wp-block-heading has-text-align-center has-light-color has-text-color has-link-color has-medium-font-size wp-elements-92db0ba47947915a99efd641097b9e18\">\n          Personal loan\n        <\/h4>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Make a long-awaited wish come true with a personal loan.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-cc6f7b55 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline outline-light is-style-outline--4\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/staging.theblocktheme.com\/en\/formular\/\">Request a quote<\/a><\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-cover\" style=\"padding-top:40px;padding-right:40px;padding-bottom:40px;padding-left:40px\"><img loading=\"lazy\" decoding=\"async\" width=\"1920\" height=\"1280\" class=\"wp-block-cover__image-background wp-image-3894\" alt=\"\" src=\"https:\/\/staging.theblocktheme.com\/wp-content\/uploads\/2025\/02\/building-loan.jpg\" data-object-fit=\"cover\" srcset=\"https:\/\/staging.theblocktheme.com\/wp-content\/uploads\/2025\/02\/building-loan.jpg 1920w, https:\/\/staging.theblocktheme.com\/wp-content\/uploads\/2025\/02\/building-loan-300x200.jpg 300w, https:\/\/staging.theblocktheme.com\/wp-content\/uploads\/2025\/02\/building-loan-1024x683.jpg 1024w, https:\/\/staging.theblocktheme.com\/wp-content\/uploads\/2025\/02\/building-loan-768x512.jpg 768w, https:\/\/staging.theblocktheme.com\/wp-content\/uploads\/2025\/02\/building-loan-1536x1024.jpg 1536w, https:\/\/staging.theblocktheme.com\/wp-content\/uploads\/2025\/02\/building-loan-18x12.jpg 18w\" sizes=\"auto, (max-width: 1920px) 100vw, 1920px\" \/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim wp-block-cover__gradient-background has-background-gradient has-gradient-2-gradient-background\"><\/span><div class=\"wp-block-cover__inner-container is-layout-constrained wp-container-core-cover-is-layout-a8838daf wp-block-cover-is-layout-constrained\">\n<h4 class=\"wp-block-heading has-text-align-center has-light-color has-text-color has-link-color has-medium-font-size wp-elements-8903a3ad635652b0c94edead958f855d\">\n          Construction loan\n        <\/h4>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">M\u00f6chten Sie Ihr Haus renovieren oder besteht ein Neubau in Aussicht? Der Baukredit ist genau das richtige wenn Sie Ihre Hypotheke nicht noch weiter belasten m\u00f6chten.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-cc6f7b55 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline outline-light is-style-outline--5\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/staging.theblocktheme.com\/en\/formular\/\">Request a quote<\/a><\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-cover\" style=\"padding-top:40px;padding-right:40px;padding-bottom:40px;padding-left:40px\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" class=\"wp-block-cover__image-background wp-image-3569 size-large\" alt=\"\" src=\"https:\/\/staging.theblocktheme.com\/wp-content\/uploads\/2024\/04\/online-loan-1024x683.jpg\" data-object-fit=\"cover\" srcset=\"https:\/\/staging.theblocktheme.com\/wp-content\/uploads\/2024\/04\/online-loan-1024x683.jpg 1024w, https:\/\/staging.theblocktheme.com\/wp-content\/uploads\/2024\/04\/online-loan-300x200.jpg 300w, https:\/\/staging.theblocktheme.com\/wp-content\/uploads\/2024\/04\/online-loan-768x512.jpg 768w, https:\/\/staging.theblocktheme.com\/wp-content\/uploads\/2024\/04\/online-loan-18x12.jpg 18w, https:\/\/staging.theblocktheme.com\/wp-content\/uploads\/2024\/04\/online-loan.jpg 1500w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim wp-block-cover__gradient-background has-background-gradient has-gradient-2-gradient-background\"><\/span><div class=\"wp-block-cover__inner-container is-layout-constrained wp-container-core-cover-is-layout-a8838daf wp-block-cover-is-layout-constrained\">\n<h4 class=\"wp-block-heading has-text-align-center has-light-color has-text-color has-link-color has-medium-font-size wp-elements-a668c694b120f78bf80b5c2dcc27d100\">\n          Online loan\n        <\/h4>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Apply for your loan from the comfort of your own home and save valuable time.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-cc6f7b55 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline outline-light is-style-outline--6\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/staging.theblocktheme.com\/en\/formular\/\">Request a quote<\/a><\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-96663653 wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading has-text-align-center has-dark-color has-text-color has-link-color wp-elements-e61d193779b27d69f2c34aa4c41bae29\">Frequently Asked Questions About Loan Comparisons<\/h3>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-group accordion is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\">What is a personal loan?<\/p>\n\n\n\n<div class=\"wp-block-group accordion-content is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-secondary-color has-text-color has-link-color wp-elements-d65a88f35d084113ba8c8a309069077f wp-block-paragraph\"><strong>What are the requirements for applying for a personal loan?<\/strong><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Minimum monthly net income of CHF 3,000<\/li>\n\n\n\n<li>No ongoing debt enforcement proceedings, loss certificates, or bankruptcies<\/li>\n\n\n\n<li>Valid Swiss passport or residence permit (category B or C)<\/li>\n\n\n\n<li>For B permits: resident in Switzerland for at least 12 months<\/li>\n\n\n\n<li>Age between 18 and 68 years<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group accordion is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\">What happens if I fall into arrears with the payment?<\/p>\n\n\n\n<div class=\"wp-block-group accordion-content is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-secondary-color has-text-color has-link-color wp-elements-d65a88f35d084113ba8c8a309069077f wp-block-paragraph\"><strong>What are the requirements for applying for a personal loan?<\/strong><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Minimum monthly net income of CHF 3,000<\/li>\n\n\n\n<li>No ongoing debt enforcement proceedings, loss certificates, or bankruptcies<\/li>\n\n\n\n<li>Valid Swiss passport or residence permit (category B or C)<\/li>\n\n\n\n<li>For B permits: resident in Switzerland for at least 12 months<\/li>\n\n\n\n<li>Age between 18 and 68 years<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group accordion is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\">Can I have an existing loan repaid through budgetcreditcheck.ch?<\/p>\n\n\n\n<div class=\"wp-block-group accordion-content is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-secondary-color has-text-color has-link-color wp-elements-d65a88f35d084113ba8c8a309069077f wp-block-paragraph\"><strong>What are the requirements for applying for a personal loan?<\/strong><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Minimum monthly net income of CHF 3,000<\/li>\n\n\n\n<li>No ongoing debt enforcement proceedings, loss certificates, or bankruptcies<\/li>\n\n\n\n<li>Valid Swiss passport or residence permit (category B or C)<\/li>\n\n\n\n<li>For B permits: resident in Switzerland for at least 12 months<\/li>\n\n\n\n<li>Age between 18 and 68 years<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group accordion is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\">Are you self-employed and would like a loan?<\/p>\n\n\n\n<div class=\"wp-block-group accordion-content is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-secondary-color has-text-color has-link-color wp-elements-d65a88f35d084113ba8c8a309069077f wp-block-paragraph\"><strong>What are the requirements for applying for a personal loan?<\/strong><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Minimum monthly net income of CHF 3,000<\/li>\n\n\n\n<li>No ongoing debt enforcement proceedings, loss certificates, or bankruptcies<\/li>\n\n\n\n<li>Valid Swiss passport or residence permit (category B or C)<\/li>\n\n\n\n<li>For B permits: resident in Switzerland for at least 12 months<\/li>\n\n\n\n<li>Age between 18 and 68 years<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons step-cta is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-cc6f7b55 wp-block-buttons-is-layout-flex\" style=\"border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-left-radius:0px;border-bottom-right-radius:0px\">\n<div class=\"wp-block-button is-style-outline is-style-outline--7\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/staging.theblocktheme.com\/en\/faq\/\">Read all frequently asked questions<\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Finden Sie die passenden Kreditangebote 1 Kreditbetrag und Laufzeit ausw\u00e4hlen 2 Angebote Schweizer Banken vergleichen 3 Unverbindliche Offerte erhalten 1. Kreditbetrag und Laufzeit ausw\u00e4hlen Im ersten Schritt legen Sie fest, wie hoch Ihr gew\u00fcnschter Kreditbetrag sein soll und \u00fcber welchen Zeitraum Sie die R\u00fcckzahlung planen. Die Wahl der Laufzeit beeinflusst direkt Ihre monatliche Rate sowie [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-no-title-full-width","meta":{"footnotes":""},"class_list":["post-4018","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>So funktioniert\u2019s - Kreditvergleich Schweiz<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/staging.theblocktheme.com\/en\/so-funktionierts\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"So funktioniert\u2019s - Kreditvergleich Schweiz\" \/>\n<meta property=\"og:description\" content=\"Finden Sie die passenden Kreditangebote 1 Kreditbetrag und Laufzeit ausw\u00e4hlen 2 Angebote Schweizer Banken vergleichen 3 Unverbindliche Offerte erhalten 1. 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